Good insurance is good common sense. When you obtained auto accident insurance in Georgia, you most likely balanced cost versus potential benefits as you selected all the insurance products to purchase. Georgia laws require auto insurers to include uninsured motorist coverage, although insured people have the right to refuse that coverage.
Now that you or your loved one has suffered a serious injury or you have lost a family member in a fatal accident, the details of your auto insurance take on vital importance. In particular, if your crash was caused by a driver who did not have insurance or whose insurance is inadequate to cover the costs of the injuries, you will most likely be making a claim against your own insurance company.
After an accident caused by an uninsured driver, as in any automobile accident case, we urge you not to attempt to deal with your insurance company without legal counsel. Your insurance agent will most likely appear friendly and concerned - and perhaps he does have your best interests at heart. However, the insurance company is interested in limiting pay out of benefits at all times, in order to maximize profits. The attorneys at Chambers & Aholt, LLP, have only your interest in mind, and we have fought the practice of the insurance companies to improperly reduce insurance benefits payable under uninsured and underinsured motorist coverages. The results achieved in the cases of Dees vs. Logan, 282 Ga. 815, 653, S.E.2d 735 (2007) and State Farm Mutual Automobile Insurance Co. vs. Hall, 309 Ga. App. 271, 709 S.E.2d 867 (2011) show our commitment to stand against improper insurance practices.
Get advice, help and representation from a knowledgeable attorney before filing a Georgia underinsured coverage claim. Lawyers at Chambers & Aholt, LLP, are dedicated to helping people like you at times like these. Contact us by phone or e-mail.
We handle these cases on a contingent fee basis. If there is no recovery no fees are owed.